Now that United States is essentially in lockdown mode because of the coronavirus, many employees have started emailing and calling me to ask does short term disability insurance cover the coronavirus? These employees have realized that the virus has not only threatened everyone’s health but also everyone’s job as well. Even if their job isn’t […]
Is Pregnancy a Pre-Existing Condition for Short Term Disability?
A common question I get from women at open enrollment time is if pregnancy is a pre-existing condition for short term disability. Usually, this question comes from women who are already pregnant and who aren’t currently enrolled in the STD plan. So in this article, I’m going to talk about how pregnancy is treated under […]
The Definitive Guide to Disability Income Insurance
Disability income insurance replaces a percentage of a person’s income in the event they are sick or hurt and can’t work because of it. It’s a fairly common workplace benefit offering. There are two types of disability income insurance. Those two types are: Short term disability income insurance Short term disability insurance provides a weekly […]
What are Voluntary Benefits?
You might think of voluntary benefits as insurance benefit plans that employees can purchase “voluntarily” through their employer if they decide they want to enroll in them. While technically this is true, it also implies that some insurance benefits are required to be purchased by the employee. But this is not the case. Employees are not required to buy […]
