A lot of people get into a situation where they can’t pay their life insurance premiums. Often, the solution is to ignore the premium notice. When you do that, your life insurance will lapse and it ends. After that, you won’t receive any more notices from the insurance company. Problem solved. Before you let that […]
5 Dividend Options for Whole Life Insurance
If you have a whole life policy with a mutual insurance company, you are in luck because those policies may pay dividends. That’s great news but what are you going to do with all that newfound cash? Well, the insurance company may give you up to five different dividend options to choose from. Below, I’ll […]
My Choice Between a Stock vs Mutual Insurance Company
There are two type of insurance companies you can choose from when you buy insurance. One is called a stock insurance company and the other is called a mutual insurance company. In this article, I’m going to break down what each type of company is. I’ll also talk about which type of company I like […]
Buy Life Insurance for Fishers Indiana Locally
Life Insurance for Fishers, Indiana Area Residents Do you live in Fishers, Indiana? Do you need to buy some life insurance? If you answered yes to both of those questions, I’d like to be your life insurance agent. I have helped thousands of people with their life insurance over the last 25 years and would […]
Direct Recognition vs Non-Direct Recognition (Does It Matter?)
Does it matter if your life insurance policy is a direct versus a non-direct recognition policy? Here, I’m going to break down what the difference is between these two types of policies. Then, I’m going to answer the question, does it matter? The Difference Between Direct Recognition vs Non-Direct Recognition A whole life policy allows the […]
Is Pregnancy a Pre-Existing Condition for Short Term Disability?
A common question I get from women at open enrollment time is if pregnancy is a pre-existing condition for short term disability. Usually, this question comes from women who are already pregnant and who aren’t currently enrolled in the STD plan. So in this article, I’m going to talk about how pregnancy is treated under […]