Over the years, I’ve noticed employer groups have tried to move away from face-to-face enrollments with employees. Instead, there’s been a trend to rely more and more on email and other passive forms of electronic tools to communicate with employees and to enroll benefits. While it would be nice to have everyone read everything you […]
The Employee’s Guide to Open Enrollment
The end of the year is the most common time for employer groups to enroll employees in their core benefits like health, dental and vision insurance. But as much as employers try to prepare their employees for enrollment time, many employees don’t put as much time as they should into the benefit selection process. In […]
6 Reasons Employees Enroll in Permanent Life Insurance
When I talk with decision makers in many employer groups, there’s often some discussion about whether or not employees have any interest in a permanent life insurance program. While it is true that not all employees are interested, there are many who are. Here are six reasons why employees want a permanent life insurance solution […]
How to Get a (Great) Guaranteed Issue Offer for Your Employees
As I discussed in my types of underwriting offers employees can get at work article, employees just can’t go to their insurance agent and get life insurance without any medical questions. In order to get a policy, they have to go through what is called the underwriting process. If they have a history of any medical […]
5 Reasons a Face-to-Face Enrollment is Needed
The biggest challenge I face in helping your employees is negotiating the access I need with you. If I can’t work out a plan to see your employees, I can’t present a guaranteed issue offer to them. Below, I’ve summarized five specific reasons why I need to meet with your employees in a face-to-face enrollment. […]
